01About 02Services 03Journey 04Process 05Team 06Contact
SIRCL · Financial Advisory

Your strategic partner in navigating financial complexity

Today's financial landscape is ever-changing and can often seem daunting. We partner with you to simplify complex financial matters, combining multi-disciplinary expertise with proven, AI-driven delivery to solve challenges with speed and precision.

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Clients served in accounting advisory with tailored financial solutions
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Repeat business, proof of client trust through ongoing engagements
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Combined leadership experience in the advisory industry
Introducing SIRCL

We simplify the complex, so you can move with confidence and clarity.

SIRCL is a dedicated advisory firm committed to partnering with clients on complex financial matters. Through innovative strategies and personalized service, we empower businesses to achieve their financial goals, guided by our 7S Business Effectiveness core value: strategy, structure, systems, skills, staff, style, and shared values working as one.

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AI implementation projects completed
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Custom tools developed for unique client challenges

Pillar 01Simplified Solutions

We simplify complex financial challenges with tailor-made solutions that are easy to implement and drive results.

Pillar 02Reliable Expertise

With over 10 years in the advisory industry, our experts deliver consistent, high-quality advice and insights.

Pillar 03Knowledge-Driven Innovation

Our knowledge-driven approach embraces innovative tools and methodologies, including AI implementation, to future-proof your business.

What we do

Five disciplines.
One integrated practice.

Beyond the solutions listed here, we offer fully customizable services designed to address your unique challenges and goals.

Specialized advisory aimed at simplifying complex transactions, strengthening financial reporting, and ensuring compliance with evolving standards.

Complex Accounting Transactions

Mergers and acquisitions, financial instrument classification, consolidation, investment entity, and derivative and hedge accounting.

Financial Reporting Improvement

Audit readiness, accounting policy creation, stronger control over financial close, and reporting process design.

Standard Implementation & Academy

IFRS 9, 15, 16, 17, 18 and PSAK 109 to 414 implementation, plus tailored financial accounting training programs.

IFRS / PSAK Measurement

Measurement of financial instruments, PSAK 109 expected credit loss, PSAK 116 finance lease, and share-based payments.

Expert solutions focused on strengthening investment oversight, ensuring regulatory compliance, and optimizing capital adequacy.

Investment Risk Management

Robust investment risk frameworks, risk appetite and limit enhancement for funds, plus market and liquidity risk monitoring.

Regulatory Compliance

Assistance with OJK regulatory reporting requirements and compliance assessments for new products.

Portfolio Risk Analytics & Stress Testing

Scenario design and diagnostics, factor-based analytics, VaR, sensitivity, liquidity, and capacity assessments.

Capital Risk Management

Capital adequacy gap analysis, prudential regulation advisory, internal capital methodology, and capital stress testing.

Innovative IT and AI-driven solutions that automate processes, enhance decision-making, and deliver actionable insights.

Chat With Your Data

AI assistants for policy documents and contracts, chatbots for portfolio performance, and natural-language search over credit files.

End-to-End Automation

Straight-through processing, automatic alert routing with prefilled case forms, and auto-generated regulatory and management reports.

Financial Standard Implementation

AI-driven credit scoring, delinquency early-warning, real-time fraud detection, and churn-prediction models.

Data Integration & Dashboards

Unified financial dashboards, risk drill-downs by product and sector, operational SLA tracking, and an executive cockpit in one view.

Comprehensive services designed to streamline operations, enhance governance, and drive strategic transformations across key business areas.

PMO Services

Robust methodologies (Agile, Waterfall), PMO tools for project tracking and evaluation, and PMO governance consulting.

Strategic Planning

Detailed short and long term development plans, plus impactful programs targeting organizational growth and sustainability.

Governance, Risk & Compliance Review

Comprehensive SOPs, risk assessments and mitigation strategies, and customized governance frameworks with continuous monitoring.

Master Plan

Human capital and IT master plans, corporate structure assessment, and strategic digital transformation initiatives.

Specialized tax advisory aimed at simplifying complex transactions, strengthening tax reporting, and ensuring compliance with evolving standards.

Tax Compliance

Preparation and filing of monthly and annual tax returns (SPT), PPh and PPN review, fiscal reconciliation, and nominative lists.

Tax Advisory

Tax planning, transaction analysis, corporate and individual consultation, and tax review of legal contracts and agreements.

Tax Audit & Dispute

Audit assistance and representation, SP2DK assistance, tax objection preparation, and appeal and dispute resolution.

Transfer Pricing & Others

TP documentation, comparability analysis, affiliated transaction review, BPHTB and PPh on land and building rights, and restructuring advisory.

Your journey with us

From diagnostic to
optimized performance.

A comprehensive engagement process addressing finance, risk, and technology with end-to-end advisory tailored to your unique needs.

I

Diagnostic Check

Phase One

A focused assessment across the three areas that matter most to your business health.

Financial HealthRisk ExposureTechnology Efficiency
OutputDiagnostic report with prioritized improvement areas.
II

Transformation

Phase Two
  • Implement process improvements and automate financial reporting.
  • Introduce advanced risk modelling and forecasting tools.
  • Deploy scalable IT solutions and enhance digital capabilities with CRM or ERP systems.
OutputWe can be your implementation partner, PMO, or advisory retainer.
III

Monitoring

Phase Three
  • Ongoing support and analysis to ensure compliance and team development.
  • Continuous monitoring of risk metrics with regular assessments.
  • Ongoing IT support, keeping technology aligned with industry advancements.
OutputManaged service work and advisory retainer.
Engagement process

How we work,
step by step.

A disciplined four-step process keeps every engagement transparent, measurable, and built around your objectives.

01

Discovery

Comprehensive needs analysis with stakeholders, review of existing documentation, and identification of key challenges and objectives.

02

Solution Design

A tailored proposal addressing identified challenges, detailed project plans and timelines, and Innovation Labs to test bespoke strategies first.

03

Implementation

Seamless setup with minimal disruption, training for client teams on new tools and processes, and a Hypercare support period.

04

Evaluation & Optimization

Performance monitoring with regular progress reviews, client feedback through priority channels, and knowledge sharing sessions.

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Exclusive SIRCL Elements

Personalized client success plans tailored to evolving business objectives, plus access to specialized resources for continuous learning and innovation throughout the engagement.

Team leaders

Led by practitioners,
not just advisors.

Our leadership combines deep technical accounting credentials with cross-border commercial experience.

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Arif Hidayat

Chief Executive Officer

A seasoned accounting and audit specialist leading audit teams, managing complex financial closings, and ensuring compliance with accounting standards. His strategic guidance in risk management ensures high-quality delivery across engagements.

Education & Certification

Chartered Accountant (CA), IAI Brevet A & B, IAPI PPAk, Universitas Indonesia B.Acc, Trisakti University

Previous Experience

  • Supervisor Accounting Consultant, PT Asahi Networks Indonesia
  • Senior Auditor for IPO projects, KAP Jamaluddin Ardi Sukimto & Rekan
  • Senior Associate, RSM Indonesia
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Renaldo Uteh

Chief Marketing Officer

A dynamic professional forming strategic partnerships and managing complex stakeholder relationships. With experience spanning e-commerce and capital markets, he leverages data-driven insights to expand market presence and optimize conversion.

Education & Certification

BA Economics, Boston University Minor in Business Administration

Previous Experience

  • Partnership Manager, Ecomflow, Hong Kong
  • Capital Markets & Accounting Advisory Services, PwC Jakarta
  • Business Development Representative, DemandDrive, Boston

Ready to simplify the complex?

Start with a diagnostic conversation. We will map your financial health, risk exposure, and technology efficiency, then show you exactly where to move next.